The Right Loan.
The Right Solution.
Personalised loan solutions matched to your income,
deposit and timeframe, with access to 30+ lenders.
Personalised loan solutions tailored to your goals, with access to 30+ trusted lenders.
Trusted Mortgage Brokers · Australia-Wide
30+
Lenders at Your Fingertips
1,000+
Loans Settled and Growing
98%
Client Satisfaction Rate
Thousands
of Australians Helped
Australia-Wide
Service All States & Territories
Our Services
Finance solutions for every goal
From your first home to your next investment, we've got you covered
We help you find a home loan that is suited to your financial circumstances and long-term goals. We consider your income, deposit, existing commitments and borrowing capacity before comparing suitable lending options. With access to a broad range of lenders, we can compare interest rates, loan features and structures to help you make an informed decision. Whether you are purchasing your first home, upgrading or refinancing, we provide clear guidance throughout the lending process, from application through to settlement.
We help first home buyers understand their options, compare suitable lenders and find a home loan solution that fits their deposit, income and circumstances. Based in Melbourne, we serve Westmeadows and surrounding areas, as well as clients Australia-wide.
Whether you’re buying your first investment property, growing your portfolio or refinancing, we compare 30+ lenders to find a loan suited to your goals and circumstances. Based in Melbourne, we serve Westmeadows and surrounding areas, as well as clients Australia-wide.
Whether you’re looking to review your current loan, access equity or consolidate eligible debts, we compare options from 30+ lenders to help you explore suitable refinancing options. Based in Melbourne, we assist clients across Melbourne and Australia-wide.
Whether you’re building your first home or an investment property, we compare construction loan options from 30+ lenders to find a solution suited to your circumstances. We consider your land, building contract, deposit and project costs. Based in Melbourne’s northern suburbs, we assist clients across Melbourne and Australia-wide.
Whether you’re purchasing commercial property, expanding your business or refinancing existing debt, we compare options from 30+ lenders to help find a loan suited to your circumstances and goals. Based in Melbourne, we assist businesses across Melbourne and Australia-wide.
Explore suitable SMSF property finance options from 30+ lenders, based on your fund structure, financial position and lending requirements. Based in Melbourne, we assist clients across Melbourne and Australia-wide.
Whether you’re purchasing a vehicle, equipment, machinery or other business assets, we compare asset finance options from 30+ lenders to help identify a solution suited to your circumstances. Based in Melbourne, we assist clients across Melbourne and Australia-wide.
Whether you’re starting, expanding or managing your business, we compare business loan options from 30+ lenders to help identify a solution suited to your circumstances. Based in Melbourne, we assist businesses across Melbourne and Australia-wide.
Not sure which loan is right for you
Our experts will help you find the best solution for your needs
Loan Point Solutions
Australia-Wide Service
We help clients in every state and territory via phone, video or in-person consultations
Access to 30+ Lenders
We compare hundreds of loan options to find the right fit for you
Tailored Loan Solutions
We take time to understand your goals and recommend what suits you best
Experienced Mortgage Specialists
Qualified, local experts with years of industry experience.
Fast & Transparent Process
we streamline the process and keep you informed every step of the way
No Brokerage Fee to Clients
Our Service is 100% free for you. We are paid by the lender, not you.
End-to-End Support
From application to settlement and beyond, we're with you all the way
Secure & Confidential Service
Your information is safe with us and will never be shared without consent.
We compare 30+ Leading Lenders
We compare 30+ Leading Lenders
ABOUT US
Built on experience. Focused on your goals
Loan Point Solutions is a mortgage and finance brokerage created by AG Capital Group Pty Ltd and founded by Eddie, a mortgage professional with more than five years of industry experience.
The business began in Melbourne’s northern suburbs with a simple goal: to make the lending process clearer, more transparent and easier to understand. Starting with clients across Westmeadows, Broadmeadows, Coburg, Craigieburn, Epping, Essendon, Moonee Ponds, Pascoe Vale and Sunbury, Eddie has helped thousands of customers navigate their lending needs and work towards their financial goals.
As the business has grown, so has its reach. Loan Point Solutions now assists clients Australia-wide, providing access to lending options from a broad range of lenders and helping clients find solutions suited to their individual circumstances.
We assist with home loans, first home buyer loans, investment loans, refinancing, construction loans, commercial finance, SMSF loans, asset finance and business finance.
Our approach is simple: understand your circumstances, compare your options, explain the lending clearly and support you throughout the process — from your initial enquiry through to settlement and beyond.
Whether you are buying your first home, investing, refinancing, building or seeking business finance, we are here to help you make informed lending decisions with confidence.
Loan Point Solutions — The Right Loan. The Right Solution.
Loan Point Solutions is a trading name of AG Capital Group Pty Ltd. Credit Representative No. 580515.
The Process
Our Simple 3 Step Process
Strategy Call
Tell us your goal, income type and timeframe. We map your borrowing position honestly before you fall in love with a property.
We Structure
We match your income and deposit to the lenders whose policy actually fits, then package and submit the application properly the first time.
Through Settlement
You get updates at every milestone, not silence. We chase the lender, manage conditions, and stay with you after settlement for annual reviews.
TESTIMONIALS
What Our Customers Say About Us
Mortgage Broking In Westmeadows
FREQUENTLY ASKED QUESTIONS
Everything you need to know about our Mortgage Broking In Westmeadows
Does it cost me anything to use Loan Point Solutions?
Will I end up worse off going through a broker instead of straight to my bank?
You apply for the same loan products a branch would offer you. The difference is that a bank can only present its own products, while Loan Point Solutions compares a broad panel of banks, second-tier and non-bank lenders. We are also bound by the Best Interests Duty, which a bank employee is not.
My income includes overtime and shift allowances. Can I still borrow?
Usually yes, but how much varies a lot between lenders. Some count all of your shift, overtime and penalty income, others count only a portion, which is why two lenders can reach very different figures from identical payslips. We check that policy before an application goes in, not after.
Which suburbs do you cover?
Loan Point Solutions is based at Westmeadows and works across Melbourne's north and north-west, including Broadmeadows, Coburg, Craigieburn, Epping, Essendon, Moonee Ponds, Pascoe Vale and Sunbury. If your suburb is not on that list, call 0485 011 020 anyway, because we almost certainly still cover you.
Request A Free Quote
Areas we serve
Mortgage Broking
Westmeadows is where Loan Point Solutions is based, and it is a suburb whose lending profile is shaped almost entirely by what sits three kilometres north of it. A large share of households here draw income from Melbourne Airport and the Tullamarine freight precinct, which means rosters, night shift allowances, penalty rates and overtime rather than a flat salary, and lenders differ enormously in how much of that income they will count. The housing stock is mostly brick homes from the 1970s and 1980s on generous blocks off Mickleham Road and around Fawkner Street, now attracting both first home buyers and families rebuilding. We work from Gwilt Street and meet clients locally, including after hours for people on shift. Call 0485 011 020.
Broadmeadows sits at the affordable end of Melbourne's north, which makes it one of the busiest first home buyer markets in the city and one of the most complex to finance. Income here is frequently casual, contract, labour-hire or self-employed rather than salaried, deposits are often supported by family, and applications regularly hinge on a lender's willingness to count income the major banks discount. That combination decides far more Broadmeadows applications than the property does. Loan Point Solutions works this market from Westmeadows, a few minutes away, and knows which lenders take a workable view of shorter employment histories, single-year tax returns and gifted deposits. First Home Guarantee places and the Victorian duty exemption both apply readily at local price points. Call 0485 011 020.
Coburg is an older suburb with an older housing stock, and both facts change how lending works here. Much of the residential fabric off Sydney Road and around Coburg Lake dates from before the war or the interwar decades, which brings heritage overlays, single-fronted terraces and weatherboards on narrow blocks, and a steady flow of renovation and extension funding rather than straight purchases. The Pentridge Village conversions and the apartment stock along Sydney Road and Bell Street raise a separate issue, because a number of lenders apply minimum internal size rules and postcode-level caps to high-density security. Loan Point Solutions handles both sides of that, from equity releases for extensions through to apartment purchases that need the right lender. Call 0485 011 020.
Craigieburn carries more construction lending than almost anywhere else Loan Point Solutions works, and construction finance is a different product with different failure modes. Across the Highlands, Aston and Mount Ridley estates and up through Mickleham and Kalkallo, buyers are settling land first and building second, which means progressive drawdowns, a fixed-price contract the lender has to accept, and an on-completion valuation that occasionally lands below the land price plus build cost. Those risks are manageable when they are identified before a building contract is signed and expensive afterwards. We review the contract, structure the staged funding and chase each progress draw so your builder is not waiting on a bank. Call 0485 011 020.
Epping is really two lending markets sharing one name. South of Cooper Street sits established Epping, with 1980s and 1990s brick homes now generating refinances, extensions and investment purchases. North of it, the Aurora and Lyndarum estates through Epping North are still delivering new house-and-land, which is construction lending with progressive drawdowns rather than straight purchases. Threading through both is the Northern Hospital, which makes healthcare one of the largest local employers and puts a lot of nursing, allied health and medical income into applications, some of it shift-based and some of it eligible for lenders mortgage insurance waivers that most borrowers have never heard of. Loan Point Solutions works both halves. Call 0485 011 020.
Essendon runs on larger loans than the suburbs north of it, and larger loans change which mistakes matter. Buyers here are typically upgraders moving into a period home off Keilor Road or Mt Alexander Road, or investors adding a second and third property, and the structural decisions taken on those files, particularly whether the lender cross-secures your existing home against the new purchase, determine whether you can keep buying afterwards. Professional households here also frequently qualify for lenders mortgage insurance waivers that go unclaimed. Loan Point Solutions structures Essendon lending with the next purchase in mind rather than just the current one, keeping securities standalone wherever the numbers allow. Call 0485 011 020.
Craigieburn carries more construction lending than almost anywhere else Loan Point Solutions works, and construction finance is a different product with different failure modes. Across the Highlands, Aston and Mount Ridley estates and up through Mickleham and Kalkallo, buyers are settling land first and building second, which means progressive drawdowns, a fixed-price contract the lender has to accept, and an on-completion valuation that occasionally lands below the land price plus build cost. Those risks are manageable when they are identified before a building contract is signed and expensive afterwards. We review the contract, structure the staged funding and chase each progress draw so your builder is not waiting on a bank. Call 0485 011 020.
Epping is really two lending markets sharing one name. South of Cooper Street sits established Epping, with 1980s and 1990s brick homes now generating refinances, extensions and investment purchases. North of it, the Aurora and Lyndarum estates through Epping North are still delivering new house-and-land, which is construction lending with progressive drawdowns rather than straight purchases. Threading through both is the Northern Hospital, which makes healthcare one of the largest local employers and puts a lot of nursing, allied health and medical income into applications, some of it shift-based and some of it eligible for lenders mortgage insurance waivers that most borrowers have never heard of. Loan Point Solutions works both halves. Call 0485 011 020.
Essendon runs on larger loans than the suburbs north of it, and larger loans change which mistakes matter. Buyers here are typically upgraders moving into a period home off Keilor Road or Mt Alexander Road, or investors adding a second and third property, and the structural decisions taken on those files, particularly whether the lender cross-secures your existing home against the new purchase, determine whether you can keep buying afterwards. Professional households here also frequently qualify for lenders mortgage insurance waivers that go unclaimed. Loan Point Solutions structures Essendon lending with the next purchase in mind rather than just the current one, keeping securities standalone wherever the numbers allow. Call 0485 011 020.
Craigieburn carries more construction lending than almost anywhere else Loan Point Solutions works, and construction finance is a different product with different failure modes. Across the Highlands, Aston and Mount Ridley estates and up through Mickleham and Kalkallo, buyers are settling land first and building second, which means progressive drawdowns, a fixed-price contract the lender has to accept, and an on-completion valuation that occasionally lands below the land price plus build cost. Those risks are manageable when they are identified before a building contract is signed and expensive afterwards. We review the contract, structure the staged funding and chase each progress draw so your builder is not waiting on a bank. Call 0485 011 020.
Epping is really two lending markets sharing one name. South of Cooper Street sits established Epping, with 1980s and 1990s brick homes now generating refinances, extensions and investment purchases. North of it, the Aurora and Lyndarum estates through Epping North are still delivering new house-and-land, which is construction lending with progressive drawdowns rather than straight purchases. Threading through both is the Northern Hospital, which makes healthcare one of the largest local employers and puts a lot of nursing, allied health and medical income into applications, some of it shift-based and some of it eligible for lenders mortgage insurance waivers that most borrowers have never heard of. Loan Point Solutions works both halves. Call 0485 011 020.
Essendon runs on larger loans than the suburbs north of it, and larger loans change which mistakes matter. Buyers here are typically upgraders moving into a period home off Keilor Road or Mt Alexander Road, or investors adding a second and third property, and the structural decisions taken on those files, particularly whether the lender cross-secures your existing home against the new purchase, determine whether you can keep buying afterwards. Professional households here also frequently qualify for lenders mortgage insurance waivers that go unclaimed. Loan Point Solutions structures Essendon lending with the next purchase in mind rather than just the current one, keeping securities standalone wherever the numbers allow. Call 0485 011 020.
Craigieburn carries more construction lending than almost anywhere else Loan Point Solutions works, and construction finance is a different product with different failure modes. Across the Highlands, Aston and Mount Ridley estates and up through Mickleham and Kalkallo, buyers are settling land first and building second, which means progressive drawdowns, a fixed-price contract the lender has to accept, and an on-completion valuation that occasionally lands below the land price plus build cost. Those risks are manageable when they are identified before a building contract is signed and expensive afterwards. We review the contract, structure the staged funding and chase each progress draw so your builder is not waiting on a bank. Call 0485 011 020.
Epping is really two lending markets sharing one name. South of Cooper Street sits established Epping, with 1980s and 1990s brick homes now generating refinances, extensions and investment purchases. North of it, the Aurora and Lyndarum estates through Epping North are still delivering new house-and-land, which is construction lending with progressive drawdowns rather than straight purchases. Threading through both is the Northern Hospital, which makes healthcare one of the largest local employers and puts a lot of nursing, allied health and medical income into applications, some of it shift-based and some of it eligible for lenders mortgage insurance waivers that most borrowers have never heard of. Loan Point Solutions works both halves. Call 0485 011 020.
Essendon runs on larger loans than the suburbs north of it, and larger loans change which mistakes matter. Buyers here are typically upgraders moving into a period home off Keilor Road or Mt Alexander Road, or investors adding a second and third property, and the structural decisions taken on those files, particularly whether the lender cross-secures your existing home against the new purchase, determine whether you can keep buying afterwards. Professional households here also frequently qualify for lenders mortgage insurance waivers that go unclaimed. Loan Point Solutions structures Essendon lending with the next purchase in mind rather than just the current one, keeping securities standalone wherever the numbers allow. Call 0485 011 020.
BUSINESS
SERVICES
SERVICE AREAS
OPERATING HOURS
Sun: 9:00am - 9:00pm
Mon: 9:00am - 9:00pm
Tue: 9:00am - 9:00pm
Wed: 9:00am - 9:00pm
Thu: 9:00am - 9:00pm
Fri: 9:00am - 9:00pm
Sat: 9:00am - 9:00pm
CRN: 580515
ABN: 72 699 469 228